Buying a home is the biggest investment most people ever make. Even if you have had a mortgage before, it tends to be quite intimidating and you have very little energy left after seeing tens of different houses before finalizing your dream home. Many a time, it is the sheer size of the money you are asking someone to lend to you, can get overwhelming. At this time, I am your friend, who will hold your hand all the way through the mortgage process and get you the best rate out there. Remember, each situation is unique and it needs a unique solution. I will help you make the right choice. The bottom line is, using my services is the quickest and the safest way to get the best rate and the best product for your mortgage needs.

Many borrowers go to their own bank first to check for the mortgage rate, they just don’t have the time and the energy to shop at tens of financial institutions and get the best rates from each. Banks know this, and they will obviously work the situation to their advantage. Once I know your case however, I know the most suitable lender for you. The solution is just one phone call away.

I don’t just stop at getting you the best rate. I will help you with all aspects of a mortgage, from figuring out how much you can truly afford, to determining the best mortgage product for you, to finding ways to save you money and pay off your mortgage faster. I will also review your mortgage situation at least once a year and suggest ways to lower your rates if possible and suggest ways to pay it off faster. No bank will ever do that for you.

Don’t get cheated by unauthorized, fly by night and unregulated mortgage brokers/agents. If consumers arrange a mortgage from a mortgage brokerage, broker or agent that is not licensed in Ontario, they are not protected under the Mortgage Brokerages, Lenders and Administrators Act, 2006, which holds Ontario’s mortgage brokerages, administrators, brokers and agents to specific standards. You can check my credentials on the FSCO website here:

http://www5.fsco.gov.on.ca/mbsweblist/agents.aspx

Know more about, Tanmay Kelker, Mortgage Professional Ontario Canada here.